Synchrony Financial(0LC3)
USD --+0.00%
Reward62Moderate
Risk34Moderate
📊75%Data
Strong 36% profit margin
0LC3
+0.0 · +0.00%
USD · LSE
Synchrony Financial |
Quality Compounder
Market Cap:
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
34
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on 0LC3 to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Synchrony Financial?

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.

0LC3 · Verdict

Solid reward · moderate risk

0LC3 stands out on balance sheet and profitability, but watch the volatility signal.

Based on 88% data coverage

0LC3 · Verdict

What’s working & what to watch

Strengths 3

  • Balance sheet89/100

    Interest covered 6.7×

  • Profitability84/100

    18% net margin · 22% ROE

  • Cash flow79/100

    52% free-cash-flow margin

Watchouts 1

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Synchrony Financial?

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company is listed on the LSE in UK, and a P/E ratio of 0.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorN/A
Market CapN/A
P/E Ratio0.1018
Dividend Yield1.57%
52 Week High89.6303
52 Week Low52.4283
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding719M
No. of Employees20,000
IndustryN/A
ExchangeLSE
Beta1.381
CurrencyUSD