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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Unum Group?
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland.
0LJN · Verdict
Limited reward · elevated risk
0LJN's standout is volatility; balance sheet and growth weigh on the picture.
Based on 88% data coverage
0LJN · Verdict
What’s working & what to watch
Strengths 1
- Volatility95/100
Top decile vs peers
Watchouts 5
- Balance sheet27/100
Net debt/EBITDA 4.5×
- Growth29/100
Rev +2.2% CAGR · earnings -19.3%
- Profitability29/100
6% net margin · 7% ROE
- Valuation40/100
Below average
- Cash flow42/100
4% free-cash-flow margin
Model-based scoring. For information only — not financial advice.
What is Unum Group?
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company is listed on the LSE in UK, and a P/E ratio of 0.2x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (36)The scoring profile indicates weak reward characteristics across most factors, including momentum and size. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.