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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Temenos AG?
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific.
0QOA · Verdict
Solid reward · low risk
0QOA scores well on profitability and cash flow with no major weaknesses flagged in the model.
Based on 88% data coverage
0QOA · Verdict
What’s working & what to watch
Strengths 6
- Profitability94/100
26% net margin · 53% ROE
- Cash flow91/100
31% free-cash-flow margin
- Volatility80/100
Top decile vs peers
- Balance sheet70/100
Interest covered 27.3×
- Growth69/100
Rev +6.4% CAGR · earnings +37.0%
- Valuation68/100
Above average
Model-based scoring. For information only — not financial advice.
What is Temenos AG?
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. It operates through two segments, The Product and Service. The company is listed on the LSE in UK, with a market capitalisation of 5.15B, and a P/E ratio of 0.3x.
Financial Highlights
Investment Breakdown
Analysis
Reward: High (69)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.
For informational purposes only. Not financial advice.