Bango plc(BGO)
GBX --+0.00%
71Reward
47Risk
📊75%Data
Thin -5% profit margin
BGO
+0.0 · +0.00%
GBX · LSE
Bango plc | Technology
Growth Machine
Market Cap:56.97M
ℹ️
Reward Rating
71
High
Top 25% stock
75% data coverage
ℹ️
Risk Rating
47
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 207p.

What is Bango plc?

Bango PLC, together with its subsidiaries, develops, markets, and sells technology that enables the marketing and sale of products and services to mobile phone users. The company offers Digital Vending Machine, a SaaS platform that provides subscription bundling services to telcos, resellers, content providers, financial service providers, and retailers. The company is listed on the LSE in UK, operating in the Technology sector, with a market capitalisation of 56.97M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: High (71)

The scoring profile indicates a strong reward potential, driven primarily by growth and valuation. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap56.97M
P/E RatioN/A
Dividend YieldN/A
52 Week High129
52 Week Low61.5
Last AnnualDecember
IPO Date6/30/2005
IncorporatedUK
Shares Outstanding77M
No. of Employees233
IndustrySoftware - Infrastructure
ExchangeLSE
Beta0.537
CurrencyGBX
Websitebango.com

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Uses ISF.L (iShares FTSE 100 ETF)
Indicators

Performance Metrics

Historical returns

Annual Returns

Calendar year performance

Insufficient price history.
Fundamentals
Fundamentals Insights
Educational tool only. Not financial advice.

Business Snapshot

  • Revenue TrendDecelerating
  • Profitability TrendDeteriorating
  • Balance Sheet StrengthStrong
  • Cash GenerationStrong

Risk Flags

Structural indicators detected (5):
Profitability
  • Operating margin is 10.7pp below its recent average.
Balance Sheet
  • Tangible equity is negative (equity less goodwill and intangibles).
  • Interest coverage is -3.20x (below 3.0x).
  • Goodwill and intangibles are 151.4% of equity.
  • Net debt has shown elevated year-over-year volatility.

What Changed This Year

Compared to 2023:
  • EBITDA↑ 1681.6%
  • Free Cash Flow↑ 120.5%
  • Net Income↑ 58.6%
  • Net Debt↓ 47.5%

Income Statement

CAGR: N/A
CAGR: N/A
CAGR: N/A

Balance Sheet

CAGR: N/A
CAGR: N/A
CAGR: N/A
CAGR: N/A

Cash Flow

CAGR: N/A
CAGR: N/A
CAGR: N/A

Key Ratios

Net Margin
-6.84%
Net Income / Revenue
Operating Margin
-5.08%
Operating Income / Revenue
ROE
-13.94%
Net Income / Equity
Debt-to-Equity
0.14x
Net Debt / Equity
FCF Yield
5.88%
FCF / Market Cap

Community Discussion

4 today

Share your insights and read what others think about Bango plc

4 posts
0/500 characters
John Investor · 2 hours agoBullish
Really impressive Q3 results. Revenue growth of 15% YoY is strong given the current market conditions. The management team seems to be executing well on their strategic plan.
Sarah Chen · 5 hours agoBearish
Concerned about the increasing debt levels. While the P/E ratio looks attractive, the debt-to-equity ratio has been climbing. Would like to see more focus on deleveraging in the next few quarters.
Mike Trading · 1 day agoBullish
Been holding this for 3 years now. Solid dividend yield and consistent performance. Great for long-term investors looking for stability.
Emma Watson · 1 day agoNeutral
What are people's thoughts on the upcoming merger announcement? Could be a game changer for the industry.
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AI-powered community insights

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AI Community Insights

Analysis of the past 4 weeks

Community Summary

Community sentiment analysis...

Sentiment Analysis

Community engagement metrics

This Week

Total Posts12
Active Users8
Avg. Posts/Day2

Community Sentiment

Bullish50%
Neutral25%
Bearish25%
Key Takeaway

Mixed ownership structure with varying levels of insider, institutional, and public participation.

25.9% Insider 37.0% Institutional 37.0% Float
63%
Total Owned
Insider
Institutional
Public Float
25.9%
Insider

Insider Ownership

Very Bullish

Insiders own 25.9%, which indicates very strong alignment between management and shareholders.

37.0%
Institutional

Institutional Ownership

Low

Institutions own 37.0%, which suggests relatively limited professional investor coverage.

37.0%
Public

Public Float

Low

Public float is 37.0%, which points to a fairly balanced ownership structure.

Reward Rating Breakdown

Our reward rating analyses BGO's potential upside using 5 weighted factors. Each factor is scored 0-100, then combined using the weights shown below.

Overall Reward Rating
71
High REWARD
Data Coverage: 75%

📈 Growth

Weight: 40%
92/100

Growth measures the company's ability to expand its business over time through revenue, earnings, and cash flow generation.

Historical (60%)
Revenue CAGR (3yr)
51.5%
Very Good
Net Income CAGR (3yr)
Neutral
FCF CAGR (3yr)
Neutral
Forward Estimates (40%)
Rev Est Growth (NTM)
126.5%
Very Good
EPS Est Growth (NTM)
1202.6%
Very Good
Analyst Target Upside
Neutral
🤖AI Analysis

BGO scored 92/100 for growth — blending a 3-year historical track record (60%) with analyst forward estimates (40%). Historical revenue CAGR of 51.5% is strong. Forward: analysts forecast 126.5% revenue growth next year, EPS expected to grow 1202.6%. Overall this is a compelling growth profile that justifies attention from growth-oriented investors.

🚀 Momentum

Weight: 25%
50/100

Momentum is assessed relative to the FTSE 100 benchmark where available. Relative outperformance is a stronger signal than absolute return alone.

12M vs Benchmark 30%
Absolute return
No Benchmark
6M vs Benchmark 25%
Absolute return
No Benchmark
3M Return 20%
Neutral
Consistency 15%
3m vs 1Y/4 normalised
No Data
Volume Trend 10%
30d vs 90d avg volume
Neutral
🤖AI Analysis

Insufficient price history to assess momentum. Score defaulted to neutral (50).

💰 Profitability

Weight: 20%
46/100

Profitability examines both the current margin level and margin expansion trends. High and expanding margins indicate pricing power and operational efficiency.

Gross Margin 25%
78.3%
Sector avg 45%
Exceptional
Net Margin 20%
-6.8%
Sector avg 10%
Loss Making
FCF Conversion 20%
>200%
FCF / Net Income
Very Good
EBIT Growth (3yr) 15%
Neutral
ROE (TTM) 10%
-10.4%
Very Bad
ROA (TTM) 10%
1.3%
Bad
🤖AI Analysis

BGO scores 46/100 for profitability, assessed sector-relative on margins and via absolute thresholds for capital efficiency. Gross margin of 78.3% is 74% above the sector average of 45% — indicating strong pricing power and competitive moat. The company is currently loss-making with a net margin of -6.8%. FCF conversion of >200% confirms high earnings quality — reported profits are well-backed by cash. Profitability is modest — margin improvement is the key lever to unlock higher returns.

💎 Valuation

Weight: 15%
84/100

Valuation is scored sector-relative — each metric is compared against the typical multiple for this industry, so a high P/E in Healthcare is judged differently to a high P/E in Energy. PEG and Price/FCF use absolute thresholds.

PEG Ratio 25%
0.00
No Data
EV/EBITDA 25%
9.2x
Sector avg 20x
Exceptional Value
Fwd P/E 20%
20.5x
Sector avg 28x
Very Good Value
Price/FCF 20%
17.0x
Good Value
EV/Sales 10%
1.7x
Sector avg 5x
Exceptional Value
Net Debt/EBITDA Adj
0.4x
Low Leverage
🤖AI Analysis

BGO received a valuation score of 84/100 using sector-relative scoring. Its Forward P/E of 20.5x is 27% below the sector average of 28x. EV/EBITDA of 9.2x sits 54% below the sector norm of 20x. Price/FCF of 17.0x is reasonable. Leverage is low at 0.4x Net Debt/EBITDA — a comfortable position. Overall the stock looks attractively valued relative to its sector peers.

⚠️

Educational Tool Only

The reward rating and analysis shown above are based on historical financial data and quantitative metrics, provided for informational and educational purposes only. This is not financial advice and should not be interpreted as a recommendation to buy, sell, or hold any security. Past performance does not guarantee future results. Always conduct your own research or consult a qualified financial adviser before making investment decisions.

Risk Rating Breakdown

Our risk rating assesses BGO's downside potential using 4 weighted factors. Each factor is scored 0-100 (higher = riskier), then combined using the weights shown below.

Overall Risk Rating
47
Moderate RISK
Data Coverage: 100%

⚖️ Financial Solvency

Weight: 35%
58/100

Financial Solvency measures the company's ability to service and repay its debt obligations. Five sub-metrics are weighted to produce the composite score.

Interest Coverage (25%)
-3.2x
Danger Zone
Net Debt / EBITDA (20%)
0.4x
Minimal
Current Ratio (20%)
0.65x
Danger Zone
Debt Trend 3yr (15%)
+156%
Rapidly Deteriorating
FCF / Debt Coverage (20%)
94%
Exceptional
🤖AI Analysis

BGO has a financial solvency risk score of 58/100. This represents moderate leverage that warrants monitoring. Interest coverage of -3.2x is adequate but not comfortable. Net debt/EBITDA of 0.4x is within the manageable range. Debt has changed +156% over the last 3 years. The balance sheet is stable in normal conditions but could face stress in a downturn. Watch coverage ratios and free cash flow trends.

💼 Operational Quality

Weight: 30%
44/100

Operational Quality measures bottom-line efficiency, cash generation, capital productivity, and margin consistency — four equally weighted signals of business model resilience.

Net Margin (25%)
-6.8%
Loss Making
FCF Margin (25%)
6.3%
Adequate
Cash ROA (25%)
27.6%
Exceptional
Margin Stability (25%)
±7.2pp
Stable
🤖AI Analysis

BGO scores 44/100 for operational quality, indicating moderate operational risk. The company shows positive FCF margin of 6.3%, exceptional capital efficiency — Cash ROA of 27.6% is a standout metric. Key concerns: a negative net margin of -6.8% — the company is loss-making; moderate margin variance of ±7.2pp over 3 years. Overall the business is viable but not without risk. Investors should monitor whether margins are improving or deteriorating quarter on quarter.

📉 Volatility

Weight: 25%
20/100

Volatility measures price instability, worst-case drawdowns, and sensitivity to broader market moves.

Annualised Volatility (35%)
Max Drawdown (35%)
Beta (30%)
0.54
Defensive
🤖AI Analysis

BGO has a volatility risk score of 20/100. This shows low volatility with relatively stable prices. Beta of 0.54 indicates defensive characteristics — it moves less than the market. Lower volatility is well-suited to conservative investors and income-focused portfolios.

📊 Size Factor

Weight: 10%
80/100

Size factor captures existential risk. Smaller companies have higher failure rates, less diversification, and greater vulnerability to shocks.

Market Cap
£0.1B
Neutral
Size Category
Nano Cap
Neutral
🤖AI Analysis

BGO has a market cap of £0.1B (Nano Cap), resulting in a size risk score of 80/100. As a smaller company, it faces elevated existential risk. Small and micro-caps have higher failure rates, less diversified revenue, and greater vulnerability to competitive threats or economic shocks. They often lack scale advantages and may struggle to access capital markets during stress. While these companies offer growth potential, investors must accept that a meaningful percentage could fail or suffer permanent capital loss. Diversification is critical when investing at this size.

ℹ️

Educational Tool Only

The risk rating and analysis shown above are based on historical financial data and quantitative metrics, provided for informational and educational purposes only. This is not financial advice and should not be interpreted as a recommendation to buy, sell, or hold any security. Past performance does not guarantee future results. Always conduct your own research or consult a qualified financial adviser before making investment decisions.

Analyst Forecasts

Forward-looking estimates from the analyst community for BGO.

Street ViewBalanced·Low agreement
Balanced setup with +15.7% revenue growth and +1202.6% EPS growth.
Confidence is low agreement, coverage sits at 2 analysts, forecast ranges show tight ranges, 30-day EPS revisions are flat.
Consensus
+15.7% revenue growth
Consensus target of 207.47p
Confidence
Low agreement
Based on 2 analysts with tight ranges
Watch Item
Low analyst coverage
A small analyst base can move the consensus quickly after any new update.
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Openbook AI
That view is based on 2 analysts. Low agreement means the Street is still split on the likely outcome.

Yearly Revenue and 2-Year Forecast

Reported revenue for the last 5 years, followed by low, consensus, and high analyst revenue estimates for the next two years. Consensus revenue implies +15.7% YoY growth tight ranges on revenue estimates

Openbook AI
Revenue is projected to move from 53.4M last year to 52.2M in 2025E and 60.4M in 2026E. That implies -2.2% into 2025E and +15.7% into 2026E on the top line. The 2026E range of 60.1M to 60.7M suggests tight ranges on revenue expectations. For you, this matters because top-line misses usually flow straight through to EPS cuts and weaker price-path outcomes.

2-Year EPS Estimates

Low, consensus, and high analyst EPS estimates for the next two fiscal years. Consensus EPS implies +1202.6% YoY growth tight ranges on EPS estimates

Openbook AI
Analysts are currently looking for 0.39p in 2025E and 5.08p in 2026E. The outer-year range runs from 5.08p to 5.08p, which counts as tight ranges. For you, that means the market is still underwriting +1202.6% EPS growth over the next leg of the story.