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Equity
The Adirondack Trust Company(ADKT)
USD --+0.00%
Reward54Moderate
Risk37Moderate
📊75%Data
Strong 20% profit margin · 8.4% dividend yield
ADKT
+0.0 · +0.00%
USD · PINK
The Adirondack Trust Company | Financial Services
Dividend King
Market Cap:81.70M
ℹ️
Reward Rating
54
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
37
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ADKT to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is The Adirondack Trust Company?

The Adirondack Trust Company provides various banking products and services to individuals and businesses in New York.

ADKT · Verdict

Moderate reward · moderate risk

ADKT stands out on profitability and cash flow, but watch the growth signal.

Based on 88% data coverage

ADKT · Verdict

What’s working & what to watch

Strengths 3

  • Profitability75/100

    16% net margin · 9% ROE

  • Cash flow75/100

    16% net margin

  • Volatility75/100

    Above average

Watchouts 1

  • Growth45/100

    Rev +10.7% CAGR · earnings -2.6%

Model-based scoring. For information only — not financial advice.

What is The Adirondack Trust Company?

The Adirondack Trust Company provides various banking products and services to individuals and businesses in New York. The company offers checking and savings accounts, direct deposits, and reorder checks; home mortgage, home equity, auto, personal, and term loans, as well as lines of credit, SBA lending products, construction and development financing, and commercial real estate loans; and fixed-rate and adjustable-rate mortgages, home refinance, and home equity line of credit, as well as mortgages for first-time homebuyers. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 81.70M, and a P/E ratio of 5.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (54)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap81.70M
P/E Ratio5.3539
Dividend Yield8.36%
52 Week High585
52 Week Low230.25
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding154K
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta-0.318
CurrencyUSD
Websitewww.adirondacktrust.com
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