Community Capital Bancshares Inc(ALBY)
USD --+0.00%
Reward65Moderate
Risk37Moderate
📊75%Data
Strong 39% profit margin · 6.7% dividend yield
ALBY
+0.0 · +0.00%
USD · OTCQX
Community Capital Bancshares Inc | Financial Services
Dividend King
Market Cap:38.18M
ℹ️
Reward Rating
65
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
37
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ALBY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Community Capital Bancshares Inc?

operates as the holding company for AB&T that provides various banking products and services to individual and corporate customers.

ALBY · Verdict

Solid reward · moderate risk

ALBY scores well on volatility and cash flow with no major weaknesses flagged in the model.

Based on 88% data coverage

ALBY · Verdict

What’s working & what to watch

Strengths 5

  • Volatility80/100

    Top decile vs peers

  • Cash flow79/100

    43% free-cash-flow margin

  • Profitability73/100

    36% net margin · 9% ROE

  • Growth69/100

    Rev +9.7% CAGR · earnings +31.9%

  • Valuation67/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Community Capital Bancshares Inc?

operates as the holding company for AB&T that provides various banking products and services to individual and corporate customers. The company accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposits. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 38.18M, and a P/E ratio of 9.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap38.18M
P/E Ratio9.5541
Dividend Yield6.67%
52 Week High30.9
52 Week Low20.6377
Last AnnualDecember
IPO Date3/16/1999
IncorporatedUSA
Shares Outstanding1M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.374
CurrencyUSD