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Equity
Alerus Financial Corp(ALRS)
USD --+0.00%
Reward45Moderate
Risk55Medium-High
📊75%Data
3.2% dividend yield · Revenue down 86% YoY
ALRS
+0.0 · +0.00%
USD · NASDAQ
Alerus Financial Corp | Financial Services
Earnings Deterioration
Market Cap:658.18M
ℹ️
Reward Rating
45
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
55
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ALRS to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $26.00.

What is Alerus Financial Corp?

Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States.

ALRS · Verdict

Moderate reward · elevated risk

ALRS's standout is volatility; balance sheet and growth weigh on the picture.

Based on 88% data coverage

ALRS · Verdict

What’s working & what to watch

Strengths 1

  • Volatility65/100

    Above average

Watchouts 3

  • Balance sheet20/100

    Interest covered 0.2×

  • Growth40/100

    Rev +13.4% CAGR · earnings -24.2%

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Alerus Financial Corp?

Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 658.18M, and a P/E ratio of 37.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (45)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap658.18M
P/E Ratio37.8676
Dividend Yield3.19%
52 Week High26.3
52 Week Low19.3547
Last AnnualDecember
IPO Date1/2/2001
IncorporatedUSA
Shares Outstanding26M
No. of Employees821
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.602
CurrencyUSD
Websitewww.alerus.com
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