American Business Bk(AMBZ)
USD --+0.00%
Reward54Moderate
Risk27Low
📊75%Data
Revenue growing 12% YoY
AMBZ
+0.0 · +0.00%
USD · OTCQX
American Business Bk | Financial Services
Defensive Anchor
Market Cap:637.11M
ℹ️
Reward Rating
54
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
27
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on AMBZ to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is American Business Bk?

American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California.

AMBZ · Verdict

Moderate reward · low risk

AMBZ stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

AMBZ · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Profitability80/100

    35% net margin · 14% ROE

  • Cash flow79/100

    45% free-cash-flow margin

  • Valuation66/100

    Above average

Watchouts 1

  • Growth39/100

    Rev +5.8% CAGR · earnings +3.7%

Model-based scoring. For information only — not financial advice.

What is American Business Bk?

American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. The company offers credit and depository; treasury management; asset-based lending; SBA lending; international banking comprising money transfer, import and export commercial letters of credit, standby letters of credit, and foreign currency exchange services; and consulting and referral services. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 637.11M, and a P/E ratio of 12.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (54)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap637.11M
P/E Ratio12.2526
Dividend Yield1.39%
52 Week High73.64
52 Week Low41.233
Last AnnualDecember
IPO Date6/4/1999
IncorporatedUSA
Shares Outstanding9M
No. of Employees255
IndustryBanks - Regional
ExchangeOTCQX
Beta0.268
CurrencyUSD