Andover Bancorp Inc(ANDC)
USD --+0.00%
Reward48Moderate
Risk40Moderate
📊75%Data
Strong 22% profit margin · 3.8% dividend yield
ANDC
+0.0 · +0.00%
USD · PINK
Andover Bancorp Inc | Financial Services
Dividend King
Market Cap:39.84M
ℹ️
Reward Rating
48
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
40
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ANDC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Andover Bancorp Inc?

operates as the bank holding company for Andover Bank that provides commercial and retail banking products and services.

ANDC · Verdict

Moderate reward · moderate risk

ANDC stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

ANDC · Verdict

What’s working & what to watch

Strengths 4

  • Volatility75/100

    Above average

  • Profitability72/100

    17% net margin · 19% ROE

  • Valuation68/100

    Above average

  • Cash flow65/100

    20% free-cash-flow margin

Watchouts 1

  • Growth28/100

    Rev +10.0% CAGR · earnings -3.5%

Model-based scoring. For information only — not financial advice.

What is Andover Bancorp Inc?

operates as the bank holding company for Andover Bank that provides commercial and retail banking products and services. The company offers savings and checking accounts, individual retirement accounts, and certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 39.84M, and a P/E ratio of 9.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (48)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap39.84M
P/E Ratio9.2166
Dividend Yield3.80%
52 Week High20.05
52 Week Low18.0235
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of Employees97
IndustryBanks - Regional
ExchangePINK
Beta-0.088
CurrencyUSD