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Equity
American Riviera Bank(ARBV)
USD --+0.00%
Reward43Moderate
Risk37Moderate
📊75%Data
Strong 27% profit margin · Revenue growing 23% YoY
ARBV
+0.0 · +0.00%
USD · OTCQX
American Riviera Bank | Financial Services
Balanced
Market Cap:151.52M
ℹ️
Reward Rating
43
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
37
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ARBV to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is American Riviera Bank?

American Riviera Bancorp provides a range of community banking products and services for businesses and consumers in California.

ARBV · Verdict

Moderate reward · moderate risk

ARBV stands out on volatility and cash flow, but watch the growth signal.

Based on 88% data coverage

ARBV · Verdict

What’s working & what to watch

Strengths 3

  • Volatility80/100

    Top decile vs peers

  • Cash flow75/100

    18% free-cash-flow margin

  • Profitability70/100

    24% net margin · 11% ROE

Watchouts 1

  • Growth21/100

    Rev +0.8% CAGR · earnings -2.7%

Model-based scoring. For information only — not financial advice.

What is American Riviera Bank?

American Riviera Bancorp provides a range of community banking products and services for businesses and consumers in California. The company provides checking, savings, money market, and individual retirement accounts; and certificates of deposit. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 151.52M, and a P/E ratio of 10.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (43)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap151.52M
P/E Ratio10.668
Dividend YieldN/A
52 Week High28.28
52 Week Low18.19
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding6M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.421
CurrencyUSD
Websitewww.americanriviera.bank
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