%20--%3e%3csvg%20width='63.297821mm'%20height='39.29665mm'%20viewBox='0%200%2063.297821%2039.29665'%20version='1.1'%20id='svg8765'%20inkscape:version='1.1%20(c4e8f9ed74,%202021-05-24)'%20sodipodi:docname='OBALogoSingle2.svg'%20xmlns:inkscape='http://www.inkscape.org/namespaces/inkscape'%20xmlns:sodipodi='http://sodipodi.sourceforge.net/DTD/sodipodi-0.dtd'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:svg='http://www.w3.org/2000/svg'%3e%3csodipodi:namedview%20id='namedview8767'%20pagecolor='%23ffffff'%20bordercolor='%23666666'%20borderopacity='1.0'%20inkscape:pageshadow='2'%20inkscape:pageopacity='0.0'%20inkscape:pagecheckerboard='0'%20inkscape:document-units='mm'%20showgrid='false'%20fit-margin-top='0'%20fit-margin-left='0'%20fit-margin-right='0'%20fit-margin-bottom='0'%20inkscape:zoom='1.1759259'%20inkscape:cx='179.85827'%20inkscape:cy='102.04724'%20inkscape:window-width='1920'%20inkscape:window-height='972'%20inkscape:window-x='0'%20inkscape:window-y='27'%20inkscape:window-maximized='1'%20inkscape:current-layer='layer1'%20/%3e%3cdefs%20id='defs8762'%20/%3e%3cg%20inkscape:label='Layer%201'%20inkscape:groupmode='layer'%20id='layer1'%20transform='translate(-31.351095,-50.101677)'%3e%3cpath%20style='fill:none;stroke:%233584e4;stroke-width:3.965;stroke-linecap:square;stroke-linejoin:round;stroke-miterlimit:4;stroke-dasharray:none;stroke-opacity:1'%20d='m%2077.07508,77.78787%2014.84134,8.87817%20V%2052.83397%20L%2034.08359,86.5521%20V%2053.69366%20l%2015.27351,9.31107'%20id='path8388'%20sodipodi:nodetypes='cccccc'%20/%3e%3c/g%3e%3c/svg%3e)
Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Baker Boyer Bancorp?
Baker Boyer Bancorp operates as the bank holding company for Baker Boyer National Bank that provides various banking products and services in southeastern Washington and northeastern Oregon in the United States.
BBBK · Verdict
Moderate reward · moderate risk
BBBK stands out on valuation and volatility, but watch the growth signal.
Based on 88% data coverage
BBBK · Verdict
What’s working & what to watch
Strengths 3
- Valuation76/100
Above average
- Volatility75/100
Above average
- Balance sheet70/100
Interest covered 0.7×
Watchouts 1
- Growth28/100
Rev +6.5% CAGR · earnings -24.1%
Model-based scoring. For information only — not financial advice.
What is Baker Boyer Bancorp?
Baker Boyer Bancorp operates as the bank holding company for Baker Boyer National Bank that provides various banking products and services in southeastern Washington and northeastern Oregon in the United States. The company offers personal and business checking and savings accounts; money market accounts; certificates of deposit; personal loans, ready credit, auto loans, and recreational vehicle loans; home loans, construction loans, home equity loans and lines of credit, and land loans; business loans, including commercial real estate construction loans, commercial real estate loans, agricultural loans, term loans for equipment purchase and business expansion, and lines of credit; and commercial and industrial loans, commercial real estate owner-occupied and non-owner-occupied loans, consumer installment loans, residential real estate loans, and consumer and other loans. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 56.79M, and a P/E ratio of 16.2x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (46)The scoring profile indicates limited reward potential at this time, with valuation and profitability offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.