BayCom Corp(BCML)
USD --+0.00%
Reward54Moderate
Risk25Low
📊75%Data
Strong 26% profit margin · 3.5% dividend yield · Revenue growing 16% YoY
BCML
+0.0 · +0.00%
USD · NASDAQ
BayCom Corp | Financial Services
Deep Value
Market Cap:320.19M
ℹ️
Reward Rating
54
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
25
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on BCML to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $32.67.

What is BayCom Corp?

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals.

BCML · Verdict

Moderate reward · low risk

BCML stands out on volatility and valuation, but watch the growth signal.

Based on 88% data coverage

BCML · Verdict

What’s working & what to watch

Strengths 5

  • Volatility95/100

    Top decile vs peers

  • Valuation83/100

    P/E 11.9× · PEG 0.99

  • Profitability76/100

    17% net margin · 8% ROE

  • Balance sheet76/100

    Interest covered 0.8×

  • Cash flow69/100

    21% free-cash-flow margin

Watchouts 1

  • Growth36/100

    Rev +8.4% CAGR · earnings +0.3%

Model-based scoring. For information only — not financial advice.

What is BayCom Corp?

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 320.19M, and a P/E ratio of 12.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (54)

The scoring profile indicates limited reward potential at this time, with valuation and profitability offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap320.19M
P/E Ratio12.1281
Dividend Yield3.53%
52 Week High32.8058
52 Week Low25.0958
Last AnnualDecember
IPO Date8/9/2004
IncorporatedUSA
Shares Outstanding11M
No. of Employees327
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.298
CurrencyUSD