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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Bancorp. of Southern Indiana?
of Southern Indiana operates as the bank holding company for Jackson County Bank that provides various banking products and services in Indiana.
BCSO · Verdict
Moderate reward · elevated risk
BCSO stands out on profitability and volatility, but watch the balance sheet signal.
Based on 88% data coverage
BCSO · Verdict
What’s working & what to watch
Strengths 3
- Profitability84/100
17% net margin · 11% ROE
- Volatility75/100
Above average
- Cash flow74/100
21% free-cash-flow margin
Watchouts 2
- Balance sheet11/100
Current ratio 0.06
- Growth26/100
Rev +2.6% CAGR · earnings -8.8%
Model-based scoring. For information only — not financial advice.
What is Bancorp. of Southern Indiana?
of Southern Indiana operates as the bank holding company for Jackson County Bank that provides various banking products and services in Indiana. It offers checking, savings, youth, and individual retirement accounts; remote and night deposit services; and debit and credit cards. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 80.92M, and a P/E ratio of 9.8x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (49)The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.