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Equity
BankFLORIDA Bancorp Inc.(BKFL)
USD --+0.00%
Reward40Moderate
Risk58Medium-High
📊75%Data
BKFL
+0.0 · +0.00%
USD · OTCQX
BankFLORIDA Bancorp Inc. | Financial Services
Capital Destroyer
Market Cap:49.90M
ℹ️
Reward Rating
40
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
58
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on BKFL to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is BankFLORIDA Bancorp Inc.?

operates as the bank holding company for BankFlorida that provides various financial products and services to individuals and corporate customers.

BKFL · Verdict

Moderate reward · elevated risk

BKFL's standout is volatility; profitability and balance sheet weigh on the picture.

Based on 88% data coverage

BKFL · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 4

  • Profitability8/100

    -4% net margin · 0% ROE

  • Balance sheet18/100

    Weak vs peers

  • Cash flow32/100

    -42% free-cash-flow margin

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is BankFLORIDA Bancorp Inc.?

operates as the bank holding company for BankFlorida that provides various financial products and services to individuals and corporate customers. Its personal banking products and services include checking accounts, money market accounts, fixed rate term certificates of deposit, and residential mortgage loans. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 49.90M, and a P/E ratio of 33.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (40)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap49.90M
P/E Ratio33.383
Dividend YieldN/A
52 Week High15.85
52 Week Low11.95
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding3M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
BetaN/A
CurrencyUSD
Websitewww.bankflorida.com
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