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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Oak Ridge Financial Services Inc?
operates as a bank holding company for Bank of Oak Ridge that provides various banking products and services for individuals and businesses.
BKOR · Verdict
Solid reward · elevated risk
BKOR stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
BKOR · Verdict
What’s working & what to watch
Strengths 2
- Volatility95/100
Top decile vs peers
- Profitability74/100
18% net margin · 12% ROE
Watchouts 2
- Balance sheet16/100
Net debt/EBITDA 4.8×
- Valuation43/100
Below average
Model-based scoring. For information only — not financial advice.
What is Oak Ridge Financial Services Inc?
operates as a bank holding company for Bank of Oak Ridge that provides various banking products and services for individuals and businesses. It offers checking, savings, and money market accounts; overdrafts; auto, home equity, mortgage, business term, and business SBA loans; business lines of credit; credit cards; and online and mobile banking products and services. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 86.10M, and a P/E ratio of 15.2x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (55)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.