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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Bank of San Francisco?
Bank of San Francisco provides various banking products and services to businesses, nonprofits, and individuals in the greater San Francisco Bay Area.
BSFO · Verdict
Moderate reward · moderate risk
BSFO stands out on volatility and cash flow, but watch the growth signal.
Based on 88% data coverage
BSFO · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Cash flow79/100
24% free-cash-flow margin
- Profitability72/100
23% net margin · 9% ROE
Watchouts 1
- Growth39/100
Rev +7.7% CAGR · earnings +5.0%
Model-based scoring. For information only — not financial advice.
What is Bank of San Francisco?
Bank of San Francisco provides various banking products and services to businesses, nonprofits, and individuals in the greater San Francisco Bay Area. The company offers checking, savings, interest checking, money market accounts, certificates of deposit, individual retirement accounts, IntraFi network deposits, interest on lawyers' trust accounts, and contractor's escrow retention. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 82.09M, and a P/E ratio of 11.8x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (51)The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.