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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $40.25.What is Sierra Bancorp?
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California.
BSRR · Verdict
Moderate reward · elevated risk
BSRR stands out on profitability and volatility, but watch the balance sheet signal.
Based on 88% data coverage
BSRR · Verdict
What’s working & what to watch
Strengths 2
- Profitability79/100
21% net margin · 13% ROE
- Volatility65/100
Above average
Watchouts 2
- Balance sheet13/100
Net debt/EBITDA 6.8×
- Growth44/100
Rev +12.3% CAGR · earnings +7.9%
Model-based scoring. For information only — not financial advice.
What is Sierra Bancorp?
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 464.81M, and a P/E ratio of 10.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (54)The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.