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Equity
Carter Bank and Trust(CARE)
USD --+0.00%
Reward50Moderate
Risk46Moderate
📊75%Data
Strong 42% profit margin · Revenue growing 260% YoY
CARE
+0.0 · +0.00%
USD · NASDAQ
Carter Bank and Trust | Financial Services
Deep Value
Market Cap:558.43M
ℹ️
Reward Rating
50
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
46
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CARE to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $26.75.

What is Carter Bank and Trust?

operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.

CARE · Verdict

Moderate reward · moderate risk

CARE stands out on profitability and volatility, but watch the growth signal.

Based on 88% data coverage

CARE · Verdict

What’s working & what to watch

Strengths 3

  • Profitability83/100

    12% net margin · 24% ROE

  • Volatility80/100

    Top decile vs peers

  • Valuation69/100

    P/E 13.7×

Watchouts 2

  • Growth28/100

    Rev +12.4% CAGR · earnings -14.5%

  • Balance sheet36/100

    Net debt/EBITDA 1.8×

Model-based scoring. For information only — not financial advice.

What is Carter Bank and Trust?

operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 558.43M, and a P/E ratio of 5.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (50)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap558.43M
P/E Ratio5.1745
Dividend YieldN/A
52 Week High25.38
52 Week Low15.37
Last AnnualDecember
IPO Date8/27/2012
IncorporatedUSA
Shares Outstanding22M
No. of Employees687
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.443
CurrencyUSD
Websitewww.carterbank.com
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