Carver Bancorp Inc(CARV)
USD --+0.00%
Reward44Moderate
Risk73High
📊75%Data
Thin -58% profit margin
CARV
+0.0 · +0.00%
USD · NASDAQ
Carver Bancorp Inc | Financial Services
Speculative Momentum
Market Cap:8.46M
ℹ️
Reward Rating
44
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
73
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CARV to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Carver Bancorp Inc?

operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York.

CARV · Verdict

Moderate reward · high risk

CARV has limited near-term tailwinds — cash flow and volatility weigh on the model output.

Based on 88% data coverage

CARV · Verdict

What’s working & what to watch

Watchouts 4

  • Cash flow16/100

    -35% free-cash-flow margin

  • Volatility20/100

    Weak vs peers

  • Profitability28/100

    -37% net margin · -39% ROE

  • Balance sheet44/100

    Current ratio 0.15

Model-based scoring. For information only — not financial advice.

What is Carver Bancorp Inc?

operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 8.46M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap8.46M
P/E RatioN/A
Dividend YieldN/A
52 Week High3.85
52 Week Low1.07
Last AnnualMarch
IPO Date8/16/1994
IncorporatedUSA
Shares Outstanding5M
No. of Employees96
IndustryBanks - Regional
ExchangeNASDAQ
Beta1.558
CurrencyUSD