Community Bank System Inc(CBU)
USD --+0.00%
Reward59Moderate
Risk44Moderate
📊75%Data
Strong 26% profit margin · 2.9% dividend yield · Revenue growing 11% YoY
CBU
+0.0 · +0.00%
USD · NYSE
Community Bank System Inc | Financial Services
Quality Compounder
Market Cap:3.31Bn
ℹ️
Reward Rating
59
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
44
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CBU to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $67.60.

What is Community Bank System Inc?

operates as the bank holding company for Community Bank, N.

CBU · Verdict

Solid reward · moderate risk

CBU stands out on profitability and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

CBU · Verdict

What’s working & what to watch

Strengths 2

  • Profitability78/100

    23% net margin · 11% ROE

  • Cash flow70/100

    24% free-cash-flow margin

Watchouts 1

  • Balance sheet45/100

    Interest covered 1.5×

Model-based scoring. For information only — not financial advice.

What is Community Bank System Inc?

operates as the bank holding company for Community Bank, N. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 3.31B, and a P/E ratio of 15.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (59)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap3.31B
P/E Ratio15.8186
Dividend Yield2.86%
52 Week High67.5
52 Week Low48.2783
Last AnnualDecember
IPO Date11/27/1985
IncorporatedUSA
Shares Outstanding53M
No. of Employees2,730
IndustryBanks - Regional
ExchangeNYSE
Beta0.806
CurrencyUSD