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Equity
CCFNB Bancorp Inc(CCFN)
USD --+0.00%
Reward64Moderate
Risk36Moderate
📊75%Data
Strong 35% profit margin · 3.0% dividend yield · Revenue growing 23% YoY
CCFN
+0.0 · +0.00%
USD · OTCQX
CCFNB Bancorp Inc | Financial Services
Quality Compounder
Market Cap:215.92M
ℹ️
Reward Rating
64
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
36
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CCFN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is CCFNB Bancorp Inc?

Muncy Columbia Financial Corporation operates as the bank holding company for Journey Bank that provides banking and financial products and services to individual, business, and government customers in Pennsylvania.

CCFN · Verdict

Solid reward · moderate risk

CCFN stands out on volatility and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

CCFN · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Cash flow79/100

    27% free-cash-flow margin

  • Growth73/100

    Rev +26.8% CAGR · earnings +26.5%

  • Profitability70/100

    31% net margin · 14% ROE

Watchouts 1

  • Balance sheet38/100

    Below average

Model-based scoring. For information only — not financial advice.

What is CCFNB Bancorp Inc?

Muncy Columbia Financial Corporation operates as the bank holding company for Journey Bank that provides banking and financial products and services to individual, business, and government customers in Pennsylvania. It offers deposit services, including noninterest-bearing and interest-bearing checking, savings, repo sweep, individual retirement, and money market accounts; demand and time deposits, as well as certificates of deposit. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 215.92M, and a P/E ratio of 8.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (64)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap215.92M
P/E Ratio8.9124
Dividend Yield3.01%
52 Week High62.8
52 Week Low36.7842
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding4M
No. of Employees236
IndustryBanks - Regional
ExchangeOTCQX
Beta0.058
CurrencyUSD
Websitewww.journeybank.com
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