C&F Financial Corporation(CFFI)
USD --+0.00%
Reward52Moderate
Risk50Moderate
📊75%Data
Strong 21% profit margin · 2.6% dividend yield · Revenue growing 11% YoY
CFFI
+0.0 · +0.00%
USD · NASDAQ
C&F Financial Corporation | Financial Services
Quality Compounder
Market Cap:227.74M
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
50
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CFFI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $34.00.

What is C&F Financial Corporation?

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses.

CFFI · Verdict

Moderate reward · moderate risk

CFFI stands out on volatility and profitability, but watch the balance sheet signal.

Based on 88% data coverage

CFFI · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Profitability78/100

    14% net margin · 11% ROE

Watchouts 3

  • Balance sheet13/100

    Net debt/EBITDA 3.4×

  • Valuation42/100

    Below average

  • Growth45/100

    Rev +14.7% CAGR · earnings -2.7%

Model-based scoring. For information only — not financial advice.

What is C&F Financial Corporation?

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 227.74M, and a P/E ratio of 8.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap227.74M
P/E Ratio8.7042
Dividend Yield2.61%
52 Week High80.99
52 Week Low52.0844
Last AnnualDecember
IPO Date1/22/1998
IncorporatedUSA
Shares Outstanding3M
No. of Employees545
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.345
CurrencyUSD