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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $6.00.What is Citizens Inc?
, is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.
CIA · Verdict
Moderate reward · moderate risk
CIA stands out on valuation and balance sheet, but watch the growth signal.
Based on 88% data coverage
CIA · Verdict
What’s working & what to watch
Strengths 3
- Valuation100/100
P/E 7.6× · PEG 0.21
- Balance sheet89/100
Current ratio 3.32
- Volatility80/100
Top decile vs peers
Watchouts 2
- Growth34/100
Rev -0.7% CAGR · earnings -41.0%
- Profitability45/100
6% net margin · 5% ROE
Model-based scoring. For information only — not financial advice.
What is Citizens Inc?
, is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U. The company operates in two segments, Life Insurance and Home Service Insurance. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 284.18M, and a P/E ratio of 26.9x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (50)The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.