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Equity
CIB Marine Bancshares Inc(CIBH)
USD --+0.00%
Reward28Low
Risk66Medium-High
📊75%Data
Revenue down 20% YoY
CIBH
+0.0 · +0.00%
USD · OTCQX
CIB Marine Bancshares Inc | Financial Services
Earnings Deterioration
Market Cap:54.03M
ℹ️
Reward Rating
28
Low
Bottom 1% (model universe)
75% data coverage
ℹ️
Risk Rating
66
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CIBH to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is CIB Marine Bancshares Inc?

operates as the bank holding company for CIBM Bank that provides commercial banking services to individual and business customers in Illinois, Indiana, and Wisconsin.

CIBH · Verdict

Limited reward · elevated risk

CIBH's standout is volatility; balance sheet and profitability weigh on the picture.

Based on 88% data coverage

CIBH · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 4

  • Balance sheet6/100

    Weak vs peers

  • Profitability10/100

    3% net margin · 2% ROE

  • Growth13/100

    Rev -11.6% CAGR · earnings -52.4%

  • Cash flow19/100

    -3% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is CIB Marine Bancshares Inc?

operates as the bank holding company for CIBM Bank that provides commercial banking services to individual and business customers in Illinois, Indiana, and Wisconsin. The company provides deposit accounts comprising checking, savings, and time deposits. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 54.03M, and a P/E ratio of 17.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Low (28)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap54.03M
P/E Ratio17.6991
Dividend YieldN/A
52 Week High40
52 Week Low28.1
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding1M
No. of Employees142
IndustryBanks - Regional
ExchangeOTCQX
Beta0.244
CurrencyUSD
Websitewww.cibmarine.com
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