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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Cembra Money Bank AG?
Cembra Money Bank AG provides consumer finance products and services in Switzerland.
CMBNF · Verdict
Solid reward · low risk
CMBNF stands out on balance sheet and volatility, but watch the growth signal.
Based on 88% data coverage
CMBNF · Verdict
What’s working & what to watch
Strengths 5
- Balance sheet100/100
Top decile vs peers
- Volatility95/100
Top decile vs peers
- Cash flow90/100
33% free-cash-flow margin
- Profitability82/100
28% net margin · 14% ROE
- Valuation76/100
P/E 8.8×
Watchouts 1
- Growth36/100
Rev +7.7% CAGR · earnings +2.1%
Model-based scoring. For information only — not financial advice.
What is Cembra Money Bank AG?
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice financing receivables; leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services; and investment securities comprising debt securities. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 2.67B, and a P/E ratio of 14.9x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (55)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.
For informational purposes only. Not financial advice.