%20--%3e%3csvg%20width='63.297821mm'%20height='39.29665mm'%20viewBox='0%200%2063.297821%2039.29665'%20version='1.1'%20id='svg8765'%20inkscape:version='1.1%20(c4e8f9ed74,%202021-05-24)'%20sodipodi:docname='OBALogoSingle2.svg'%20xmlns:inkscape='http://www.inkscape.org/namespaces/inkscape'%20xmlns:sodipodi='http://sodipodi.sourceforge.net/DTD/sodipodi-0.dtd'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:svg='http://www.w3.org/2000/svg'%3e%3csodipodi:namedview%20id='namedview8767'%20pagecolor='%23ffffff'%20bordercolor='%23666666'%20borderopacity='1.0'%20inkscape:pageshadow='2'%20inkscape:pageopacity='0.0'%20inkscape:pagecheckerboard='0'%20inkscape:document-units='mm'%20showgrid='false'%20fit-margin-top='0'%20fit-margin-left='0'%20fit-margin-right='0'%20fit-margin-bottom='0'%20inkscape:zoom='1.1759259'%20inkscape:cx='179.85827'%20inkscape:cy='102.04724'%20inkscape:window-width='1920'%20inkscape:window-height='972'%20inkscape:window-x='0'%20inkscape:window-y='27'%20inkscape:window-maximized='1'%20inkscape:current-layer='layer1'%20/%3e%3cdefs%20id='defs8762'%20/%3e%3cg%20inkscape:label='Layer%201'%20inkscape:groupmode='layer'%20id='layer1'%20transform='translate(-31.351095,-50.101677)'%3e%3cpath%20style='fill:none;stroke:%233584e4;stroke-width:3.965;stroke-linecap:square;stroke-linejoin:round;stroke-miterlimit:4;stroke-dasharray:none;stroke-opacity:1'%20d='m%2077.07508,77.78787%2014.84134,8.87817%20V%2052.83397%20L%2034.08359,86.5521%20V%2053.69366%20l%2015.27351,9.31107'%20id='path8388'%20sodipodi:nodetypes='cccccc'%20/%3e%3c/g%3e%3c/svg%3e)
Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is First Commerce Bank?
operates as a bank holding company for First Commerce Bank that provides various commercial banking products and services to individuals and businesses in the United States.
CMRB · Verdict
Moderate reward · elevated risk
CMRB's standout is volatility; balance sheet and profitability weigh on the picture.
Based on 88% data coverage
CMRB · Verdict
What’s working & what to watch
Strengths 1
- Volatility95/100
Top decile vs peers
Watchouts 4
- Balance sheet9/100
Interest covered 0.1×
- Profitability20/100
6% net margin · 5% ROE
- Cash flow30/100
-2% free-cash-flow margin
- Valuation31/100
Below average
Model-based scoring. For information only — not financial advice.
What is First Commerce Bank?
operates as a bank holding company for First Commerce Bank that provides various commercial banking products and services to individuals and businesses in the United States. The company offers personal banking products and services, including checking, savings, money market, certificate of deposit, and time deposit accounts; and business banking products and services, such as business and IOLTA checking, business money market, business escrow, and business savings and certificate of deposit accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 146.12M, and a P/E ratio of 30.5x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (42)The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.