Commercial National Financial Corp(CNAF)
USD --+0.00%
Reward39Moderate
Risk54Moderate
📊75%Data
4.4% dividend yield
CNAF
+0.0 · +0.00%
USD · OTCQX
Commercial National Financial Corp | Financial Services
Dividend King
Market Cap:21.73M
ℹ️
Reward Rating
39
Moderate
Bottom 5% (model universe)
75% data coverage
ℹ️
Risk Rating
54
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CNAF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Commercial National Financial Corp?

Commercial National Financial Corporation operates as a bank holding company for Commercial Bank & Trust of PA that provides a range of banking and financial services in Pennsylvania, the United States.

CNAF · Verdict

Limited reward · elevated risk

CNAF's standout is volatility; growth and balance sheet weigh on the picture.

Based on 88% data coverage

CNAF · Verdict

What’s working & what to watch

Strengths 1

  • Volatility80/100

    Top decile vs peers

Watchouts 2

  • Growth13/100

    Rev -6.8% CAGR · earnings -18.9%

  • Balance sheet24/100

    Weak vs peers

Model-based scoring. For information only — not financial advice.

What is Commercial National Financial Corp?

Commercial National Financial Corporation operates as a bank holding company for Commercial Bank & Trust of PA that provides a range of banking and financial services in Pennsylvania, the United States. The company offers checking, money market investment, and savings accounts; order checks online; and business-time deposit accounts and certificates of deposit. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 21.73M, and a P/E ratio of 12.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (39)

The scoring profile indicates weak reward characteristics across most factors, including profitability and valuation. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap21.73M
P/E Ratio12.8814
Dividend Yield4.37%
52 Week High8.66
52 Week Low5.9714
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding3M
No. of Employees77
IndustryBanks - Regional
ExchangeOTCQX
Beta0.362
CurrencyUSD