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Equity
CNFinance Holdings Ltd(CNF)
USD --+0.00%
Reward52Moderate
Risk52Moderate
📊75%Data
Thin -14% profit margin · Revenue down 75% YoY
CNF
+0.0 · +0.00%
USD · NYSE
CNFinance Holdings Ltd | Financial Services
Earnings Deterioration
Market Cap:37.79M
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
52
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CNF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: ¥20.71.

What is CNFinance Holdings Ltd?

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China.

CNF · Verdict

Moderate reward · elevated risk

CNF's standout is volatility, while balance sheet remains the main concern.

Based on 88% data coverage

CNF · Verdict

What’s working & what to watch

Strengths 1

  • Volatility75/100

    Above average

Watchouts 1

  • Balance sheet24/100

    Interest covered 0.1×

Model-based scoring. For information only — not financial advice.

What is CNFinance Holdings Ltd?

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post-facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 37.79M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap37.79M
P/E RatioN/A
Dividend YieldN/A
52 Week High11.6
52 Week Low2.36
Last AnnualDecember
IPO Date11/7/2018
IncorporatedUSA
Shares Outstanding7M
No. of Employees691
IndustryMortgage Finance
ExchangeNYSE
Beta-0.133
CurrencyUSD · Reports in CNY
Websitewww.cashchina.cn
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