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Equity
Change Financial Limited(CNGFF)
USD --+0.00%
Reward52Moderate
Risk45Moderate
📊75%Data
Thin -13% profit margin · Revenue growing 61% YoY
CNGFF
+0.0 · +0.00%
USD · PINK
Change Financial Limited | Technology
Profitless Growth
Market Cap:32.35M
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
45
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CNGFF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Change Financial Limited?

Change Financial Limited develops and commercializes payments management platform and payment testing solutions in South East Asia, Oceania, Latin America, the United States, and internationally.

CNGFF · Verdict

Moderate reward · moderate risk

CNGFF stands out on volatility and growth, but watch the profitability signal.

Based on 88% data coverage

CNGFF · Verdict

What’s working & what to watch

Strengths 2

  • Volatility80/100

    Top decile vs peers

  • Growth73/100

    Rev +22.1% CAGR · earnings -19.8%

Watchouts 3

  • Profitability21/100

    -13% net margin · -13% ROE

  • Cash flow36/100

    5% free-cash-flow margin

  • Valuation39/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Change Financial Limited?

Change Financial Limited develops and commercializes payments management platform and payment testing solutions in South East Asia, Oceania, Latin America, the United States, and internationally. It offers Vertexon Payments as a Service (PaaS), a physical, digital, and virtual card issuing and transaction processing platform; and PaySim, a payment testing and certification solution. The company is listed on the PINK in USA, operating in the Technology sector, with a market capitalisation of 32.35M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap32.35M
P/E RatioN/A
Dividend YieldN/A
52 Week High0.15
52 Week Low0.0105
Last AnnualJune
IPO DateN/A
IncorporatedUSA
Shares Outstanding690M
No. of Employees85
IndustryInformation Technology Services
ExchangePINK
Beta0.467
CurrencyUSD
Websitechangefinancial.com
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