Cullman Bancorp Inc.(CULL)
USD --+0.00%
Reward53Moderate
Risk47Moderate
📊75%Data
Strong 23% profit margin
CULL
+0.0 · +0.00%
USD · NASDAQ
Cullman Bancorp Inc. | Financial Services
Balanced
Market Cap:79.14M
ℹ️
Reward Rating
53
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
47
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CULL to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Cullman Bancorp Inc.?

operates as the holding company for Cullman Savings Bank that provides various financial products and services in the United States.

CULL · Verdict

Moderate reward · moderate risk

CULL's standout is volatility; valuation and balance sheet weigh on the picture.

Based on 88% data coverage

CULL · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 2

  • Valuation26/100

    Below average

  • Balance sheet33/100

    Net debt/EBITDA 10.3×

Model-based scoring. For information only — not financial advice.

What is Cullman Bancorp Inc.?

operates as the holding company for Cullman Savings Bank that provides various financial products and services in the United States. It offers personal and business checking accounts; personal savings accounts comprising kids club, Christmas club, certificates of deposits, and individual retirement accounts; business savings accounts; debit and credit cards; online banking, automated clearinghouse, merchant, and remote deposit capture services; mobile banking and deposit; eStatements; overdraft protection; safe deposit boxes; wire transfers; and cashier's checks. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 79.14M, and a P/E ratio of 25.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (53)

The scoring profile indicates limited reward potential at this time, with growth and profitability offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap79.14M
P/E Ratio25.8
Dividend YieldN/A
52 Week High12.99
52 Week Low9.9075
Last AnnualDecember
IPO Date4/19/2013
IncorporatedUSA
Shares Outstanding6M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.148
CurrencyUSD