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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Crystal Valley Financial Corp?
Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in the United States.
CYVF · Verdict
Moderate reward · moderate risk
CYVF stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
CYVF · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Profitability82/100
21% net margin · 12% ROE
- Cash flow70/100
21% net margin
Watchouts 3
- Balance sheet9/100
Net debt/EBITDA 4.5×
- Valuation31/100
Below average
- Growth45/100
Rev +13.2% CAGR · earnings -1.7%
Model-based scoring. For information only — not financial advice.
What is Crystal Valley Financial Corp?
Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in the United States. The company offers deposits products, including checking, savings, money market accounts, and certificates of deposit (CD), as well as IRAs. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 98.64M, and a P/E ratio of 9.5x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (51)The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.