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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Citizens Bancorp of Virginia Inc?
operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States.
CZBT · Verdict
Solid reward · moderate risk
CZBT stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
CZBT · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Profitability79/100
32% net margin · 13% ROE
- Cash flow75/100
24% free-cash-flow margin
Watchouts 1
- Balance sheet40/100
Net debt/EBITDA 0.7×
Model-based scoring. For information only — not financial advice.
What is Citizens Bancorp of Virginia Inc?
operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. The company offers personal and business checking and savings, and money market accounts; certificates of deposit; and individual retirement accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 73.40M, and a P/E ratio of 8.5x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (58)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.