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Equity
Citizens Community Bancorp Inc(CZWI)
USD --+0.00%
Reward54Moderate
Risk36Moderate
📊75%Data
Strong 24% profit margin · 2.0% dividend yield
CZWI
+0.0 · +0.00%
USD · NASDAQ
Citizens Community Bancorp Inc | Financial Services
Deep Value
Market Cap:172.86M
ℹ️
Reward Rating
54
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
36
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CZWI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $21.25.

What is Citizens Community Bancorp Inc?

operates as a bank holding company for Citizens Community Federal N.

CZWI · Verdict

Moderate reward · moderate risk

CZWI stands out on valuation and balance sheet, but watch the growth signal.

Based on 88% data coverage

CZWI · Verdict

What’s working & what to watch

Strengths 4

  • Valuation81/100

    P/E 10.7× · PEG 0.51

  • Balance sheet70/100

    Interest covered 0.2×

  • Cash flow67/100

    16% net margin

  • Volatility65/100

    Above average

Watchouts 1

  • Growth44/100

    Rev +3.9% CAGR · earnings -6.7%

Model-based scoring. For information only — not financial advice.

What is Citizens Community Bancorp Inc?

operates as a bank holding company for Citizens Community Federal N. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 172.86M, and a P/E ratio of 12.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (54)

The scoring profile indicates limited reward potential at this time, with valuation and profitability offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap172.86M
P/E Ratio12.2568
Dividend Yield2.01%
52 Week High19.08
52 Week Low12.6203
Last AnnualDecember
IPO Date3/30/2004
IncorporatedUSA
Shares Outstanding10M
No. of Employees207
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.666
CurrencyUSD
Websiteccf.us
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