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Equity
ECB Bancorp Inc.(ECBK)
USD --+0.00%
Reward62Moderate
Risk56Medium-High
📊75%Data
Strong 25% profit margin · Revenue growing 25% YoY
ECBK
+0.0 · +0.00%
USD · NASDAQ
ECB Bancorp Inc. | Financial Services
Profitless Growth
Market Cap:154.47M
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
56
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ECBK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is ECB Bancorp Inc.?

operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

ECBK · Verdict

Solid reward · elevated risk

ECBK stands out on growth and volatility, but watch the balance sheet signal.

Based on 88% data coverage

ECBK · Verdict

What’s working & what to watch

Strengths 2

  • Growth96/100

    Rev +37.5% CAGR · earnings +41.9%

  • Volatility80/100

    Top decile vs peers

Watchouts 3

  • Balance sheet17/100

    Net debt/EBITDA 27.4×

  • Profitability30/100

    10% net margin · 5% ROE

  • Valuation31/100

    Below average

Model-based scoring. For information only — not financial advice.

What is ECB Bancorp Inc.?

operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 154.47M, and a P/E ratio of 18.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with growth and momentum as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap154.47M
P/E Ratio18.6809
Dividend YieldN/A
52 Week High20.045
52 Week Low14.5531
Last AnnualDecember
IPO Date7/28/2022
IncorporatedUSA
Shares Outstanding9M
No. of Employees64
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.452
CurrencyUSD
Websitewww.everettbank.com
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