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Equity
Elmer Bancorp Inc(ELMA)
USD --+0.00%
Reward63Moderate
Risk34Moderate
📊75%Data
Strong 19% profit margin
ELMA
+0.0 · +0.00%
USD · PINK
Elmer Bancorp Inc | Financial Services
Quality Compounder
Market Cap:27.47M
ℹ️
Reward Rating
63
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
34
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ELMA to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Elmer Bancorp Inc?

operates as the bank holding company for The First National Bank of Elmer that provides various business and personal banking products and services in New Jersey.

ELMA · Verdict

Solid reward · moderate risk

ELMA scores well on volatility and cash flow with no major weaknesses flagged in the model.

Based on 88% data coverage

ELMA · Verdict

What’s working & what to watch

Strengths 5

  • Volatility95/100

    Top decile vs peers

  • Cash flow72/100

    10% free-cash-flow margin

  • Profitability69/100

    15% net margin · 9% ROE

  • Growth67/100

    Rev +14.9% CAGR · earnings +8.2%

  • Valuation65/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Elmer Bancorp Inc?

operates as the bank holding company for The First National Bank of Elmer that provides various business and personal banking products and services in New Jersey. It offers checking, savings, money market, NOW, Christmas club, and individual retirement accounts, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 27.47M, and a P/E ratio of 9.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (63)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap27.47M
P/E Ratio9.6
Dividend YieldN/A
52 Week High26.0461
52 Week Low20.0124
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding1M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.315
CurrencyUSD
Websitewww.elmerbank.com
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