Essent Group Ltd(ESNT)
USD --+0.00%
Reward60Moderate
Risk31Moderate
📊75%Data
Strong 55% profit margin · 2.1% dividend yield
ESNT
+0.0 · +0.00%
USD · NYSE
Essent Group Ltd | Financial Services
Deep Value
Market Cap:5.76Bn
ℹ️
Reward Rating
60
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
31
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ESNT to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $68.31.

What is Essent Group Ltd?

, through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States.

ESNT · Verdict

Solid reward · moderate risk

ESNT scores well on valuation and cash flow with no major weaknesses flagged in the model.

Based on 88% data coverage

ESNT · Verdict

What’s working & what to watch

Strengths 4

  • Valuation91/100

    P/E 8.3× · PEG 0.84

  • Cash flow84/100

    67% free-cash-flow margin

  • Profitability79/100

    55% net margin · 12% ROE

  • Balance sheet71/100

    Interest covered 26.1×

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Essent Group Ltd?

, through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 5.76B, and a P/E ratio of 8.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (60)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap5.76B
P/E Ratio8.6348
Dividend Yield2.10%
52 Week High67.09
52 Week Low50.8301
Last AnnualDecember
IPO Date10/31/2013
IncorporatedUSA
Shares Outstanding95M
No. of Employees514
IndustryInsurance - Specialty
ExchangeNYSE
Beta0.902
CurrencyUSD