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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Exchange Bank?
Exchange Bank (Santa Rosa, CA), a community bank, provides a range of personal, commercial, and trust and investment management services in California.
EXSR · Verdict
Moderate reward · moderate risk
EXSR stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
EXSR · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Profitability75/100
19% net margin · 10% ROE
- Cash flow67/100
19% net margin
Watchouts 3
- Balance sheet20/100
Net debt/EBITDA 1.0×
- Growth34/100
Rev +7.4% CAGR · earnings -7.2%
- Valuation42/100
Below average
Model-based scoring. For information only — not financial advice.
What is Exchange Bank?
Exchange Bank (Santa Rosa, CA), a community bank, provides a range of personal, commercial, and trust and investment management services in California. The company offers personal banking products and services, including checking and savings accounts; home loans, personal lines of credit, unsecured personal loans, and auto loans; overdraft line of credit accounts; and credit cards. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 258.56M, and a P/E ratio of 8.6x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (48)The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.