First Acceptance Corp(FACO)
USD --+0.00%
Reward64Moderate
Risk34Moderate
📊75%Data
Thin 4% profit margin · Revenue down 14% YoY
FACO
+0.0 · +0.00%
USD · OTCQX
First Acceptance Corp | Financial Services
Quality Compounder
Market Cap:153.91M
ℹ️
Reward Rating
64
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
34
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FACO to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is First Acceptance Corp?

First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States.

FACO · Verdict

Solid reward · moderate risk

FACO stands out on volatility and growth, but watch the profitability signal.

Based on 88% data coverage

FACO · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Growth82/100

    Revenue +25.2% CAGR

  • Cash flow71/100

    9% free-cash-flow margin

  • Valuation70/100

    Above average

Watchouts 1

  • Profitability40/100

    5% net margin · 0% ROE

Model-based scoring. For information only — not financial advice.

What is First Acceptance Corp?

First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States. It issues non-standard automobile insurance policies to individuals based on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment preference, failure to maintain continuous insurance coverage, or driving record. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 153.91M, and a P/E ratio of 5.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (64)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap153.91M
P/E Ratio5.5263
Dividend YieldN/A
52 Week High4.49
52 Week Low3
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding37M
No. of Employees657
IndustryInsurance - Specialty
ExchangeOTCQX
Beta0.058
CurrencyUSD