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Equity
FirstRand Ltd ADR(FANDY)
USD --+0.00%
Reward53Moderate
Risk53Moderate
📊75%Data
Strong 33% profit margin · 4.1% dividend yield
FANDY
+0.0 · +0.00%
USD · PINK
FirstRand Ltd ADR | Financial Services
Dividend King
Market Cap:34.11Bn
ℹ️
Reward Rating
53
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
53
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FANDY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is FirstRand Ltd ADR?

FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally.

FANDY · Verdict

Moderate reward · elevated risk

FANDY's standout is volatility; balance sheet and valuation weigh on the picture.

Based on 88% data coverage

FANDY · Verdict

What’s working & what to watch

Strengths 1

  • Volatility80/100

    Top decile vs peers

Watchouts 3

  • Balance sheet20/100

    Interest covered 0.5×

  • Valuation31/100

    Below average

  • Cash flow40/100

    0% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is FirstRand Ltd ADR?

FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. It operates in Retail and Commercial, and Corporate and Institutional segments. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 34.11B, and a P/E ratio of 13.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (53)

The scoring profile indicates limited reward potential at this time, with profitability and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap34.11B
P/E Ratio13.0901
Dividend Yield4.14%
52 Week High61
52 Week Low31.9505
Last AnnualJune
IPO DateN/A
IncorporatedUSA
Shares Outstanding559M
No. of Employees50,717
IndustryBanks - Diversified
ExchangePINK
Beta0.551
CurrencyUSD · Reports in ZAR
Websitewww.firstrand.co.za
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