First Bancorp(FBP)
USD --+0.00%
Reward57Moderate
Risk43Moderate
📊75%Data
Strong 38% profit margin · 3.3% dividend yield
FBP
+0.0 · +0.00%
USD · NYSE
First Bancorp | Financial Services
Dividend King
Market Cap:3.46Bn
ℹ️
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
43
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FBP to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $24.64.

What is First Bancorp?

operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers.

FBP · Verdict

Solid reward · moderate risk

FBP stands out on profitability and valuation, but watch the growth signal.

Based on 88% data coverage

FBP · Verdict

What’s working & what to watch

Strengths 3

  • Profitability85/100

    27% net margin · 19% ROE

  • Valuation68/100

    PEG ratio 0.86

  • Cash flow66/100

    31% free-cash-flow margin

Watchouts 1

  • Growth43/100

    Rev +9.6% CAGR · earnings +4.2%

Model-based scoring. For information only — not financial advice.

What is First Bancorp?

operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 3.46B, and a P/E ratio of 10.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap3.46B
P/E Ratio10.6829
Dividend Yield3.30%
52 Week High23.43
52 Week Low15.9792
Last AnnualDecember
IPO Date2/25/1992
IncorporatedUSA
Shares Outstanding157M
No. of Employees3,113
IndustryBanks - Regional
ExchangeNYSE
Beta0.856
CurrencyUSD