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Equity
First Capital Inc(FCAP)
USD --+0.00%
Reward65Moderate
Risk36Moderate
📊75%Data
Strong 31% profit margin · 2.6% dividend yield · Revenue growing 25% YoY
FCAP
+0.0 · +0.00%
USD · NASDAQ
First Capital Inc | Financial Services
Quality Compounder
Market Cap:151.22M
ℹ️
Reward Rating
65
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
36
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FCAP to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is First Capital Inc?

operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.

FCAP · Verdict

Solid reward · moderate risk

FCAP scores well on profitability and valuation with no major weaknesses flagged in the model.

Based on 88% data coverage

FCAP · Verdict

What’s working & what to watch

Strengths 5

  • Profitability86/100

    25% net margin · 12% ROE

  • Valuation71/100

    Above average

  • Balance sheet70/100

    Above average

  • Cash flow66/100

    33% free-cash-flow margin

  • Volatility65/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is First Capital Inc?

operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 151.22M, and a P/E ratio of 10.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap151.22M
P/E Ratio10.22
Dividend Yield2.64%
52 Week High71
52 Week Low33.3193
Last AnnualDecember
IPO Date1/4/1999
IncorporatedUSA
Shares Outstanding3M
No. of Employees173
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.67
CurrencyUSD
Websitewww.firstharrison.com
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