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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $20.33.What is First Commonwealth Financial?
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States.
FCF · Verdict
Solid reward · moderate risk
FCF stands out on profitability and cash flow, but watch the balance sheet signal.
Based on 88% data coverage
FCF · Verdict
What’s working & what to watch
Strengths 3
- Profitability75/100
21% net margin · 10% ROE
- Cash flow66/100
16% free-cash-flow margin
- Volatility65/100
Above average
Watchouts 1
- Balance sheet37/100
Interest covered 1.0×
Model-based scoring. For information only — not financial advice.
What is First Commonwealth Financial?
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.84B, and a P/E ratio of 12.0x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (60)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.