1st Colonial Bancorp Inc(FCOB)
USD --+0.00%
Reward63Moderate
Risk33Moderate
📊75%Data
Strong 25% profit margin · Revenue growing 12% YoY
FCOB
+0.0 · +0.00%
USD · PINK
1st Colonial Bancorp Inc | Financial Services
Quality Compounder
Market Cap:90.28M
ℹ️
Reward Rating
63
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
33
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FCOB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $11.00.

What is 1st Colonial Bancorp Inc?

operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in the United States.

FCOB · Verdict

Solid reward · moderate risk

FCOB scores well on profitability and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

FCOB · Verdict

What’s working & what to watch

Strengths 5

  • Profitability81/100

    15% net margin · 10% ROE

  • Volatility75/100

    Above average

  • Cash flow73/100

    50% free-cash-flow margin

  • Balance sheet69/100

    Net debt/EBITDA 0.0×

  • Valuation66/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is 1st Colonial Bancorp Inc?

operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in the United States. The company offers business and personal checking and saving, money market, and club accounts; certificates of deposits; and personal lending products, such as personal, auto, and boat loans; residential mortgages that consists of conventional mortgage, mortgage refinancing, FHA loans, home loans, home equity lines of credit, home equity loans, and down payment assistance programs; and debit and credit cards. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 90.28M, and a P/E ratio of 11.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (63)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap90.28M
P/E Ratio11.4024
Dividend YieldN/A
52 Week High21.76
52 Week Low12.75
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding5M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta-0.003
CurrencyUSD