First Farmers Financial Corp(FFMR)
USD --+0.00%
Reward62Moderate
Risk38Moderate
📊75%Data
Strong 34% profit margin · 3.0% dividend yield · Revenue growing 12% YoY
FFMR
+0.0 · +0.00%
USD · OTCQX
First Farmers Financial Corp | Financial Services
Quality Compounder
Market Cap:454.55M
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
38
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FFMR to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is First Farmers Financial Corp?

First Farmers Financial Corporation operates as the financial holding company for First Farmers Bank & Trust, which provides banking products and services to individuals, families, and businesses.

FFMR · Verdict

Solid reward · moderate risk

FFMR stands out on volatility and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

FFMR · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Cash flow79/100

    36% free-cash-flow margin

  • Profitability75/100

    39% net margin · 13% ROE

  • Growth65/100

    Rev +7.6% CAGR · earnings +14.9%

Watchouts 1

  • Balance sheet31/100

    Below average

Model-based scoring. For information only — not financial advice.

What is First Farmers Financial Corp?

First Farmers Financial Corporation operates as the financial holding company for First Farmers Bank & Trust, which provides banking products and services to individuals, families, and businesses. The company offers business products, including checking and savings accounts, business lending, leasing, treasury management, small business loans, autobooks and home base; personal banking products, such as essential, interest, and foundation checking, regular, minor, senior and health savings accounts, certificates of deposit, and individual retirement accounts, as well as account management services; and lines of credit, term loans, real estate financing and construction loan, equipment financing, inventory loans, livestock lending, and vehicle financing, as well as leasing, and mobile and online banking services. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 454.55M, and a P/E ratio of 13.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap454.55M
P/E Ratio13.1048
Dividend Yield2.97%
52 Week High67.99
52 Week Low64.048
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding7M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.213
CurrencyUSD