First Guaranty Bancshares Inc(FGBI)
USD --+0.00%
Reward49Moderate
Risk67Medium-High
📊75%Data
FGBI
+0.0 · +0.00%
USD · NASDAQ
First Guaranty Bancshares Inc | Financial Services
Value Trap
Market Cap:143.88M
ℹ️
Reward Rating
49
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
67
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FGBI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $9.00.

What is First Guaranty Bancshares Inc?

operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas.

FGBI · Verdict

Moderate reward · elevated risk

FGBI stands out on volatility and valuation, but watch the balance sheet signal.

Based on 88% data coverage

FGBI · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Valuation74/100

    P/E 11.7×

Watchouts 3

  • Balance sheet7/100

    Current ratio 0.01

  • Profitability8/100

    -29% net margin · -23% ROE

  • Cash flow10/100

    -29% net margin

Model-based scoring. For information only — not financial advice.

What is First Guaranty Bancshares Inc?

operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 143.88M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (49)

The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap143.88M
P/E RatioN/A
Dividend Yield0.44%
52 Week High10.5032
52 Week Low4.3014
Last AnnualDecember
IPO Date1/2/2001
IncorporatedUSA
Shares Outstanding16M
No. of Employees339
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.321
CurrencyUSD