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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is First Bancshares Inc. (Bellevue OH)?
operates as the bank holding company for First National Bank that provides financial services to individuals and corporate customers in the United States.
FIBH · Verdict
Moderate reward · elevated risk
FIBH stands out on volatility and profitability, but watch the growth signal.
Based on 88% data coverage
FIBH · Verdict
What’s working & what to watch
Strengths 2
- Volatility80/100
Top decile vs peers
- Profitability65/100
9% net margin · 8% ROE
Watchouts 4
- Growth28/100
Rev +7.8% CAGR · earnings -23.3%
- Balance sheet37/100
Net debt/EBITDA 6.2×
- Valuation45/100
In line with peers
- Cash flow45/100
12% free-cash-flow margin
Model-based scoring. For information only — not financial advice.
What is First Bancshares Inc. (Bellevue OH)?
operates as the bank holding company for First National Bank that provides financial services to individuals and corporate customers in the United States. The company accepts checking, savings, and individual retirement accounts, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 23.95M, and a P/E ratio of 7.8x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (43)The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.