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Equity
Financial Institutions Inc(FISI)
USD --+0.00%
Reward59Moderate
Risk42Moderate
📊75%Data
Strong 32% profit margin · 3.9% dividend yield · Revenue growing 30% YoY
FISI
+0.0 · +0.00%
USD · NASDAQ
Financial Institutions Inc | Financial Services
Quality Compounder
Market Cap:644.58M
ℹ️
Reward Rating
59
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
42
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FISI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $37.00.

What is Financial Institutions Inc?

, through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York.

FISI · Verdict

Solid reward · moderate risk

FISI stands out on profitability and volatility, but watch the valuation signal.

Based on 88% data coverage

FISI · Verdict

What’s working & what to watch

Strengths 2

  • Profitability82/100

    20% net margin · 13% ROE

  • Volatility65/100

    Above average

Watchouts 1

  • Valuation38/100

    PEG ratio 1.91

Model-based scoring. For information only — not financial advice.

What is Financial Institutions Inc?

, through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 644.58M, and a P/E ratio of 8.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (59)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap644.58M
P/E Ratio8.8698
Dividend Yield3.85%
52 Week High35.473
52 Week Low20.2893
Last AnnualDecember
IPO Date6/25/1999
IncorporatedUSA
Shares Outstanding20M
No. of Employees598
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.693
CurrencyUSD
Websitefinancialinstitutionsinc.q4ir.com
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