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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Farmers & Merchants Bancshares Inc. (Burlington IA)?
(Burlington, IA) operates as a holding company for Farmers & Merchants Bank & Trust that provides various financial services in Des Moines and Louisa Counties, Iowa.
FMBN · Verdict
Limited reward · elevated risk
FMBN's standout is volatility; balance sheet and growth weigh on the picture.
Based on 88% data coverage
FMBN · Verdict
What’s working & what to watch
Strengths 1
- Volatility95/100
Top decile vs peers
Watchouts 4
- Balance sheet7/100
Interest covered 0.3×
- Growth13/100
Rev -2.5% CAGR · earnings -5.2%
- Valuation21/100
Weak vs peers
- Cash flow45/100
11% free-cash-flow margin
Model-based scoring. For information only — not financial advice.
What is Farmers & Merchants Bancshares Inc. (Burlington IA)?
(Burlington, IA) operates as a holding company for Farmers & Merchants Bank & Trust that provides various financial services in Des Moines and Louisa Counties, Iowa. The company provides checking, savings, and youth accounts; personal, mortgage, auto, boat, RV, business, operating, real estate, agriculture, farm machinery, livestock, and short-term loans; home equity and lines of credit; and debit and credit cards. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 111.14M, and a P/E ratio of 152.2x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Low (33)The scoring profile indicates weak reward characteristics across most factors, including profitability and momentum. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.