Farmers & Merchants Bancorp(FMCB)
USD --+0.00%
Reward62Moderate
Risk37Moderate
📊75%Data
Strong 39% profit margin · Revenue growing 16% YoY
FMCB
+0.0 · +0.00%
USD · OTCQX
Farmers & Merchants Bancorp | Financial Services
Quality Compounder
Market Cap:864.45M
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
37
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FMCB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $29.00.

What is Farmers & Merchants Bancorp?

Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States.

FMCB · Verdict

Solid reward · moderate risk

FMCB scores well on volatility and profitability with no major weaknesses flagged in the model.

Based on 88% data coverage

FMCB · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Profitability78/100

    39% net margin · 15% ROE

  • Valuation66/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Farmers & Merchants Bancorp?

Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States. The company offers deposit products, including checking, savings, money market, time certificates of deposit, and individual retirement accounts. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 864.45M, and a P/E ratio of 9.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap864.45M
P/E Ratio8.9606
Dividend Yield1.61%
52 Week High1205
52 Week Low953.4048
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding698K
No. of Employees373
IndustryBanks - Regional
ExchangeOTCQX
Beta0.02
CurrencyUSD