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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is First Niles Financial Inc?
operates as a holding company for the Home Federal Savings and Loan Association of Niles that provides various banking products and services in Ohio.
FNFI · Verdict
Moderate reward · elevated risk
FNFI's standout is volatility; balance sheet and cash flow weigh on the picture.
Based on 88% data coverage
FNFI · Verdict
What’s working & what to watch
Strengths 1
- Volatility95/100
Top decile vs peers
Watchouts 3
- Balance sheet6/100
Current ratio 0.12
- Cash flow35/100
-61% free-cash-flow margin
- Valuation41/100
Below average
Model-based scoring. For information only — not financial advice.
What is First Niles Financial Inc?
operates as a holding company for the Home Federal Savings and Loan Association of Niles that provides various banking products and services in Ohio. The company operates in two segments, Community Banking and Mortgage Banking. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 8.68M, and a P/E ratio of 12.2x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (51)The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.